Choosing the right Insurance for YOU

• Shop around for competitive premiums – don’t rush into the first and best.
• Before speaking to anyone, compile your 3 most urgent questions and ask each one about these. This will give you an idea of who is best for you.
• Ask about each company’s unique benefits such as discounts and other. Some companies offer free medical/IT/accident assistance.
• Ensure you have read your insurance policy carefully and that you understand the terms and conditions of your cover completely.
• Enquire about tailor-made-for-your-needs options.
• Make sure you have the whole ‘picture’ of what is covered by your policy and how the claims procedure works. Do not hesitate to ask questions and it’s sometimes a good idea to discuss the written details on a help-line.
• The best way to communicate questions is through email that can be saved.
• When you buy a new car, always ensure you have it insured before driving off.
• When calling for an enquiry or help, ask for a reference/claim number and the name of the person handling the call. Also make a note of this call – the date and time.